Land leases, ARM buydowns emerge as lending options while mortgage rates stay elevated

Mortgage lenders are getting creative to combat the housing affordability crisis fueled by rising interest rates, rolling out novel products and blending existing options to keep borrowers in the market.

What to Watch

This is a developing story with implications across the housing market. Key questions to follow: how policymakers, investors, and consumers respond, and what secondary effects emerge in the weeks ahead.

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Source: HousingWire — May 20, 2026